• Perform the following tasks related to loan evaluation and underwriting:
• Evaluate and underwrite SBA loan applications to assess creditworthiness and ensure compliance with lending guidelines
• Review and analyze customer financial information, identifying trends that may affect repayment risk
• Conduct borrower interviews to gather and verify loan request information
• Perform the following tasks related to financial analysis and risk assessment:
• Analyze credit data and financial statements of prospective and existing commercial borrowers to determine risk
• Perform cash flow analysis and assess borrowers’ financial stability and repayment capacity
• Identify and document any areas of financial concern and recommend credit decisions accordingly
• Perform the following tasks related to loan documentation and presentation:
• Prepare detailed, accurate, and objective loan packages for submission to lenders
• Ensure all loan documentation is complete, consistent, and meets company and lender standards
• Maintain thorough records of loan evaluations and communication
• Perform the following tasks related to client and lender communication:
• Collaborate with clients to gather necessary documents and support throughout the loan process
• Serve as a liaison between clients and lenders, providing guidance and timely updates
• Support loan closings by coordinating with all involved parties to ensure smooth execution
• Perform the following tasks related to compliance and standards:
• Stay updated with SBA lending regulations and industry best practices
• Ensure all underwriting and documentation processes adhere to internal policies and compliance standards
• Assist in implementing improvements to enhance the credit review process
  

• Bachelor’s degree in Finance, Accounting, Economics, or a related field
• At least 1 year of experience with SBA loan underwriting or credit analysis
• Strong knowledge of financial statement analysis and business cash flow evaluation
• Familiarity with commercial lending practices and risk assessment methodologies
• Proficient in Microsoft Office Suite, particularly Excel; experience with financial modeling is a plus
• Exceptional attention to detail and organizational skills
• Excellent written and verbal communication abilities
• Ability to work independently and manage multiple priorities remotely
• Strong sense of ownership and accountability with a willingness to learn and grow in the financial industry
• High stress tolerance and the ability to thrive in a high-pressure, deadline-driven environment

Please refer to job description.