• Obtains approval for annual plans, targets, and programs from the Personal Loans Head.
• Develops and implements plans to increase new releases from non-depositor segments including setting up external partnerships that will allow the Bank to offer Personal Loans to large customer bases (e.g. telcos, delivery services) as well as through aggregators
• Understands the needs/wants of the non-depositor segments, monitors competitive activity, and identifies new trends and opportunities to provide more compelling and differentiating programs and campaigns that will encourage take-up from the non-depositor segments.
• Works with credit to enhance Risk Acceptance Criteria, Underwriting requirements that will help enhance ease of application and increase approval rates for the segment
• Works closely with the Sales and Distribution and Digital Solutions Team to widen coverage and sourcing of the non-depositor segment particularly through the online and 3rd party channels.
• Works closely with Business Analytics and MIS to develop strong MIS for performance monitoring versus targets on a regular basis.
• Ensures compliance to regulations and business policies
• Develops and implements plans to increase new releases from the non-PQ Depositors and Portfolio Actions.
• Strengthen contribution of the 3rd party Tele Channel to PL
• Works with credit to enhance Risk Acceptance Criteria, Underwriting requirements that will help enhance ease of application and increase approval rates for the non-PQ and expand eligibility and loanable amounts for GRC and Top-Up bases
• Works closely with Business Analytics and MIS to develop strong MIS for performance monitoring versus targets on a regular basis as well as insights that can lead to identifying opportunities to optimize the loan portfolio.
  
  

• Graduate of a Bachelor's Degree
• At least 2 to 4 years of experience in Personal Loans product management and product development
• Skills: campaign and channel management

Please refer to job description.